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Balance tip experiences »Trusted borrowing or not?

Balance dip experiences can you borrow in a familiar way or not? In fact, I had never thought about borrowing money. Borrowing money, after all it only causes problems, I had inherited from home.

I am very careful with my money and my job as a housekeeper and my husband’s job, we have always been able to make ends meet. However, I changed my mind last summer. My husband and I were enjoying a drink with our neighbors in the sun on a terrace in Almere and then the upcoming vacation came up. We always go to Spain to our permanent destination Costa del Sol.

Borrowing for your dream vacation?

Borrowing for your dream vacation?

Normally our neighbors always go abroad and rent a hotel room, but this time they said they had bought a caravan through a marketplace for less than 1500 euros and were looking forward to being at the campsite.

Then I immediately had to think about my childhood in which I and my parents sometimes stood in a rented caravan on a farm. My sister, brother and I have great memories of this. I was immediately enthusiastic and I noticed that my husband was already looking forward to a camping holiday.

Not so much saved

Not so much saved

For the first time I thought it was a shame that we had saved so little. We only save for necessary expenses. But yes, should we let our dream camping go? There was nothing else to it but it didn’t really feel good to me.

Then you have worked hard for many years and also invested a lot of money in the children who are now almost grown up. Of course I am very happy that they all ended up well but you also want to save money for yourself. That is why I decided to browse around on the internet for lenders.

Compare lenders

Compare lenders

I found a lot of them, so comparing wasn’t the easiest task I can tell you. But in the end I decided to choose Saldodipje because I knew this from my best friend Naomi who borrowed money through this website to be able to shop in Turkey and she liked it.

If a website is recommended by acquaintances, you still trust it more. What I immediately appreciated about Saldodipje was the clarity. You can directly determine via a slider how much you want to borrow and the term, I did not expect that.

Clear information

Clear information

Hubby was of course less enthusiastic at first, but I knew he had already been looking at caravans at Marktplaats. And unfortunately there was no opportunity for him to go to work anymore, because he had been working for 45 hours and currently he was in the midst of a reorganization.

That is why Balance Dip was actually left as our only possibility to be able to buy a caravan. When my husband saw that you could see very clearly what the interest was and how high the amount was that you would eventually have to pay back, I noticed that his opinion also changed slowly.

Choose by yourself

Choose by yourself

After much consideration, my husband and I decided to borrow 1500 euros through Saldodipje. Quite a gamble, because my husband was still afraid that he would have to pay usury. After all, he had read this on the internet. But it turned out that we had the choice how much we wanted to pay.

After all, an annual percentage rate (APR) applies to the loan through Saldodipje of 13.99%. This amount is fixed. But a guarantee is also required for the loan. We chose my brother Hendrik. He fully supported our plan for the caravan and found it no problem at all.

1500 euros in the bill

1500 euros in the bill

We informed the seller of the caravan that we first had to prepare the loan and that was of course exciting. Soon it would not work on time and then the caravan was already sold out. After all, there were other bids on it. My dear brother immediately feels a copy of his proof of identity and a signed joint and several agreement. We were dependent on the processing time of my bank (ABN AMRO) and it eventually took a day. In fact, we couldn’t believe our eyes when we actually saw 1500 euros in our bill.

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